Purpose Statement
New Book Release!
Why is it that some people do so well financially then suddenly they become poor?
In my opinion I think it has to do with asset allocation. I can illustrate this using 3 baskets. 1. SECURITY BASKET This is where you can call on when other investments have failed e.g when the business is down or you have lost your job or you are disabled or loss of...
Is commitment disposable?
Gary Ryan defines commitment as the act of pledging or engaging oneself to do or to perform, once there is an authentic obligation. In my earlier post we discussed about interest and commitment, my question again is, are you just interested or passionately...
Are you interested or are you committed to achieving your goal?
Are you interested in buying that house? getting that education plan for your child? starting that investment plan?, getting that degree? buying that plot? making your relationship work? or are you committed? when you are interested in getting something, you are...
How much Insurance should I buy?
Most people buy insurance because they feel the insurance agent is nagging and therefore ask for the minimum premium so that they dismiss the agent. It is important that you evaluate your insurance need based on your financial responsibilities i.e your expenses and...
Self Discipline
In the year 2012, the month of October to be specific, i decided i was going to change my lifestyle after going through a very difficult experience in my life. I decided i was going to be excellent in whatever i put my hands to do but i discovered it was difficult to...
The Excuse Island
Most of the people live in the excuse island, they live in the fantasy that someday they will have what they want, someday i will be out of debt, someday i will have a degree, someday i will start the eduction policy for my children, someday i will start saving,...
Why should I take an Education Policy while I can buy a plot?
This is a very common question that many parents ask. Its good to buy plots and maybe sell or even develop in future. my experience about land is that you will not always get a buyer when you want to sell, sometimes it happens but more often than not, you will not get...
Mutual Funds/ Unit Trusts
Mutual funds / Unit Trusts are collective investments where different people pool their funds together and entrust a fund manager to invest on their behalf. In Kenya there are many fund managers also referred to Asset Managers, British American Asset Manager is one of...
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